Fiduciary Financial Advisor for Military Veterans & Retirees
Brett Henderson is a Marine Corps veteran and fiduciary financial advisor who understands the unique financial challenges veterans face. From TSP optimization to military pension planning; we help veterans build secure financial futures.
A Fellow Veteran Who Understands
Brett R. Henderson is the founder of Strategic Wealth Endeavor (SWE90) and a fiduciary financial advisor with over 20 years of experience in financial services.
As a prior US Marine Corps Officer and M1A1 tank officer, Brett brings a unique discipline and mission-focused approach to wealth management. He graduated from Tulane University with a Bachelor of Science in Management and Accounting (1998) and Boston University with a Master of Science in Business Administration (2002).
After his service as a Marine Officer, Brett redirected his focus to helping business owners and veteran entrepreneurs create, implement, and improve retirement and wealth strategies. He has worked as an advisor at Merrill Lynch and UBS Financial Services before founding Strategic Wealth Endeavor as an independently owned firm offering products from multiple providers, fee-based fiduciary firm.
Brett holds seven advanced fiduciary credentials; CIMA®, CPFA®, CRPS®, CEPA®, AIF®, CLU®, and BFA™, placing him among an select group of highly credentialed advisors.
Thrift Savings Plan (TSP) Optimization
What Is TSP Optimization?
TSP optimization involves maximizing the growth potential and tax efficiency of your Thrift Savings Plan while aligning contributions with your overall retirement strategy and military benefits.
Key TSP decisions we help veterans navigate:
Military Pension Income Planning
Understanding Your Military Retirement System
Whether you're under the legacy High-3 system, REDUX, or the Blended Retirement System (BRS), understanding how your military pension integrates with other retirement income is essential for long-term financial security.
Military pension planning includes:
- High-3 / Legacy System: Calculating pension benefits and integration with other income sources
- Blended Retirement System (BRS): Optimizing the combination of defined benefit pension and TSP matching
- FERS/CSRS: For veterans who transitioned to federal civilian employment
- Tax planning: Understanding how military pension income is taxed at federal and state levels
Survivor Benefit Plan (SBP) Analysis
Is SBP Right for Your Family?
The Survivor Benefit Plan decision is one of the most important, and irreversible, choices military retirees make. We help you analyze whether SBP, life insurance, or a combination provides the best protection for your family.
SBP analysis considerations:
VA Disability Benefit Coordination
VA disability benefits are tax-free and can significantly impact your overall financial plan. We help veterans understand how VA benefits coordinate with other income sources, Social Security, and retirement planning strategies.
VA benefit coordination includes:
- Understanding the tax-free nature of VA disability compensation
- Concurrent Retirement and Disability Pay (CRDP) and Combat-Related Special Compensation (CRSC) planning
- Integrating VA benefits with Social Security claiming strategies
- Estate planning considerations for VA benefits
Military to Civilian Financial Transition
Transitioning from military to civilian life involves significant financial decisions. We help veterans navigate this transition with confidence:
Career Transition Planning
Financial strategies during the transition from military pay to civilian employment or entrepreneurship.
Veteran Entrepreneurship
Business planning, retirement plan setup, and coordinating business finances with personal wealth management.
Benefits Evaluation
Comparing civilian employer benefits with military benefits to make informed career decisions.
Relocation Planning
Financial considerations when relocating from military bases to civilian life, including state tax implications.
Community & Resources
The Battle Buddy Foundation
Brett is passionate about serving the veteran community and actively supports The Battle Buddy Foundation, an organization dedicated to helping veterans transition successfully to civilian life.
Learn More About TBBF →Veteran Entrepreneurs Masterclass
Listen to The Veteran Entrepreneurs Masterclass podcast where Brett and fellow veterans share insights on business building, financial planning, and the unique journey from military service to entrepreneurship.
Listen to the Podcast →Frequently Asked Questions
Does SWE90 specialize in working with military veterans?
Yes. Brett Henderson is a Marine Corps veteran himself and specializes in helping fellow veterans with TSP optimization, military pension planning, SBP decisions, and VA benefit coordination.
Can you help with Thrift Savings Plan (TSP) decisions?
Absolutely. We help veterans optimize their TSP contributions, decide between Traditional and Roth TSP, evaluate TSP withdrawal options at retirement, and consider TSP rollover strategies.
Do you work with veteran entrepreneurs?
Yes. Many of our veteran clients are business owners. We help with business retirement plans, exit planning, and coordinating business finances with personal wealth management.
Do you serve veterans outside of California?
Yes. While headquartered in Hermosa Beach, California; we serve veteran clients throughout California and Texas through secure video conferencing and phone consultations.
How can I verify Brett Henderson's credentials?
You can verify Brett's credentials and registration through FINRA BrokerCheck at brokercheck.finra.org/individual/summary/4789321 and the SEC Investment Adviser Public Disclosure at adviserinfo.sec.gov/individual/summary/4789321.
Ready to Work with a Fellow Veteran?
Schedule an initial consultation to discuss your military benefits, TSP strategy, and long-term financial goals with Brett Henderson.
Call (310) 491-7045 or email team@swe90.com
Last Updated: March 2026 | Written by Brett R. Henderson, CIMA®, CPFA®, CRPS®, CEPA®, AIF®, CLU®, BFA™