Average Net Worth by Age in the U.S.
Understanding where you stand financially compared to your peers can help guide your wealth-building strategy. Explore net worth statistics by age group based on Federal Reserve data.
$1.06M
Average Household Net Worth
$192,900
Median Household Net Worth
$409,900
Median Net Worth (Ages 65-74)
450%
Avg vs. Median Gap
Net Worth by Age Group
| Age Group | Average Net Worth | Median Net Worth |
|---|---|---|
| Under 35 | $183,500 | $39,000 |
| 35-44 | $549,600 | $135,600 |
| 45-54 | $975,800 | $247,200 |
| 55-64 | $1,566,900 | $364,500 |
| 65-74 | $1,794,600 | $409,900 |
| 75+ | $1,624,100 | $335,600 |
Source: Federal Reserve Survey of Consumer Finances (2022, inflation-adjusted to 2024)
Net Worth by Percentile
Top 1%
$13,666,000+
Top 5%
$3,794,000+
Top 10%
$1,900,000+
Top 25%
$740,000+
Top 50% (Median)
$192,900
Bottom 50%
Below $192,900
Advisor Insight
"The massive gap between average and median net worth reveals significant wealth inequality. For personal financial planning, the median is often a more realistic benchmark. Focus on consistent saving, tax efficiency, and avoiding lifestyle inflation rather than comparing yourself to averages skewed by ultra-wealthy outliers."
, Brett Henderson, Fiduciary Financial Advisor
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